# Fund Withdrawals and Transfers

This guide outlines how fund withdrawals work with **Tebex Checkout**, including payout timelines, supported methods, minimum thresholds, and restrictions.

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### Settlement & Withdrawal Timeline

Before you can withdraw funds, payments must first **settle**. Settlement times vary by payment method.

| Payment Method | Typical Settlement Time                                           |
| -------------- | ----------------------------------------------------------------- |
| PayPal         | 7 days (minimum)                                                  |
| Credit Cards   | Up to 14 days                                                     |
| Other Methods  | [View settlement chart](https://creator.tebex.io/payment-methods) |

> ⏳ **Note**: Stores created **after Jan 1, 2024** have longer settlement times due to enhanced chargeback protection.

➤ Check your store’s [settlement times](https://creator.tebex.io/payment-methods) in your Control Panel

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### Payout Methods & Timelines

| Method            | Minimum Amount | Processing Time   | Fees                                                                                                                            |
| ----------------- | -------------- | ----------------- | ------------------------------------------------------------------------------------------------------------------------------- |
| **PayPal**        | $5 USD         | 1–2 working days  | [Fixed low fee](https://docs.tebex.io/creators/tebex-checkout/fund-withdrawals-and-transfers/paypal-withdrawal-fees)            |
| **Bank Transfer** | \~$20 USD      | Up to 7 days      | [View regional fees](https://docs.tebex.io/creators/tebex-checkout/fund-withdrawals-and-transfers/bank-account-withdrawal-fees) |
| **Wire Transfer** | \~$50 USD      | 5–10 working days | £12.00 per transfer                                                                                                             |

> 💡 **Recommendation**: Use **PayPal** for faster, lower-cost withdrawals when available in your region.

***

### Withdrawal Restrictions

Tebex uses **security delays and rules** to protect your wallet:

| Restriction Type         | Description                               |
| ------------------------ | ----------------------------------------- |
| **New payout method**    | 5-day hold before withdrawals are allowed |
| **Updated method**       | Only one update per 30 days per currency  |
| **Daily limit**          | One withdrawal allowed every 24 hours     |
| **First withdrawal cap** | $1,000 max (limit is removed afterward)   |

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### Adding or Updating Payout Methods

1. Go to **Control Panel → Payments → Wallet**
2. Select your payout method (PayPal, Bank, or Wire)
3. Enter the required region, currency, and account info

> ⚠️ You can only register **one payout method per currency**. Adding a new one will replace the existing method.

***

### Withdrawal Reviews

Withdrawals may be reviewed by Tebex or our partner, **HyperWallet**.

* This is a standard part of compliance
* No action is needed unless you are contacted
* Reviews usually add **1–2 working days** of delay

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### Wire Transfer Availability

Wire transfers are supported in over 200 countries.\
➤ [View full country list here](https://docs.tebex.io/creators/tebex-checkout/fund-withdrawals-and-transfers/wire-transfer-list-of-countries-and-fees)

> 💸 Fees for wire transfers are higher than other methods. We recommend using **bank transfer** where possible.

***

### FAQs

#### Why can't I withdraw funds right away?

Funds must settle before being released. Also, new payout methods trigger a 5-day delay.

#### How do I know what fees apply to me?

Check the **Wallet section** of your Control Panel for your store's withdrawal and currency settings.

#### My withdrawal is still under review. What should I do?

Nothing—this is part of our regular security process. If action is needed, we will contact you.