# Fees

This article outlines the common fees associated with using **Tebex Checkout**, including platform fees, gateway processing costs, refund and chargeback charges, withdrawal fees, and more.

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### Tebex Plans

Tebex Checkout supports two account tiers:

| Plan    | Monthly Cost | Revenue Limits |
| ------- | ------------ | -------------- |
| Starter | £0.00        | None           |
| Plus    | £12.49       | None           |

> The Starter plan is ideal for creators just getting started. You’ll still pay platform and gateway fees on all transactions.

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### Platform Fees

Tebex charges a **Platform Fee** on every transaction to support development, fraud prevention, and payout infrastructure.

* **Typical Rate**: \~5%
* **May vary** by game or platform type
* Fee is deducted from the total payment amount, before sales tax or gateway fees are deducted

#### Example

* A customer pays **$23.99** on a store with a **15% platform fee**
* Platform fee charged: **$3.60** (rounded)

➤ View [platform fee](https://www.tebex.io/game-servers) by game type

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### 💳 Gateway Fees

Payment providers charge a **Gateway Fee** for processing transactions.

| Payment Method                      | Gateway Fee                                                |
| ----------------------------------- | ---------------------------------------------------------- |
| PayPal                              | 2.49%                                                      |
| Credit/Debit Cards                  | 2.49%                                                      |
| Other Methods (iDEAL, Sofort, etc.) | [View full fee list](https://www.tebex.io/payment-methods) |

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### Refund Fees

When a refund is processed:

* You are responsible for the **gateway fee on the original payment and on the refund**
* These fees are **not returned**, even if the payment is refunded

#### Example

* Gateway fee: $0.20
* Total cost for refunded transaction: **$0.40**

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### Chargebacks

Chargeback handling depends on **Seller Protection** status.

| Condition                    | Outcome                                      |
| ---------------------------- | -------------------------------------------- |
| Covered by Seller Protection | No fee. Tebex covers the chargeback entirely |
| Not Covered                  | Fee of \~$20 USD. Funds held during dispute  |

➤ Read [Seller Protection Terms](https://docs.tebex.io/creators/tebex-checkout/seller-protection-and-chargebacks)

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### Creator Code Fee

Transactions using a **Creator Code** will incur an additional **1% fee**.\
This fee covers the cost of processing payouts to your selected creators.

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### Withdrawal Fees

Tebex allows withdrawals to PayPal, local bank accounts, and wire transfers.

#### 💸 PayPal Withdrawals

| Currency    | Fixed Fee |
| ----------- | --------- |
| USD         | $0.50     |
| GBP         | £0.25     |
| EUR         | €0.25     |
| CAD         | $0.50     |
| AUD/NZD/SGD | $0.50     |
| JPY         | ¥28.00    |
| HKD         | HK$0.25   |

> PayPal is typically the most cost-effective withdrawal method.

***

#### Local Bank Transfer Fees

| Fee    | Applicable Regions                                         |
| ------ | ---------------------------------------------------------- |
| £1.50  | SEPA, UK, US, Gibraltar, Jersey, Guernsey, Isle of Man     |
| £3.00  | Australia, Canada, Mexico, Poland, Singapore, Sweden, etc. |
| £4.50  | Brazil, China, Turkey, Switzerland, Vietnam, etc.          |
| £5.00  | Argentina, India, Nigeria, Thailand, UAE, etc.             |
| £12.00 | Bulgaria, Jamaica                                          |

> Currency and country restrictions may apply.\
> ➤ Check [full country list ](https://docs.tebex.io/creators/tebex-checkout/fund-withdrawals-and-transfers/bank-account-withdrawal-fees)and currency availability

***

#### 🌍 Wire Transfers

* **Fixed Fee**: £12.00 per wire transfer
* **Supported in over 200 countries**

Wire transfers are generally **more expensive** than local bank withdrawals. Use only when local payout is unavailable.

➤ View full list of supported [wire transfer countries](https://docs.tebex.io/creators/tebex-checkout/fund-withdrawals-and-transfers/wire-transfer-list-of-countries-and-fees)

***

### 💱 Foreign Exchange (FX) Fee

If you withdraw funds in a **different currency** than your Tebex Wallet is set to:

* A **2.00% FX fee** will apply
* Applies to **PayPal, bank, and wire transfers**

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### ✅ Fee Summary Table

| Fee Type                 | Typical Value         |
| ------------------------ | --------------------- |
| Platform Fee             | \~5% (varies by game) |
| Gateway Fee              | 2.49% (PayPal, Cards) |
| Refund Fee               | Gateway fee × 2       |
| Chargeback (Covered)     | $0                    |
| Chargeback (Not Covered) | \~$20                 |
| Creator Code Fee         | +1%                   |
| PayPal Withdrawal        | $0.25–$0.50 (varies)  |
| Bank Withdrawal          | £1.50–£12.00          |
| Wire Transfer            | £12.00                |
| FX Conversion Fee        | 2.00%                 |

### Academy Video

{% embed url="<https://youtu.be/aumtLQiRVfQ>" %}

**NOTE:** Please note that if a withdrawal is rejected or returned by your bank or an intermediary bank, the withdrawal fee is still charged.
